"We found Arizona Physician Home Loans online and I called them up to ask them if it would be a problem because of my high debt to income ratio and they said, 'No problem. We deal with this all the time.' And I was shocked at how easy the experience was. With Arizona Physician Home Loans it was simple. I sent it once and it was done and they told us when we were closing and took care of everything. It was really pretty easy.
I would go to them again. In fact in the next five years we'll probably upgrade to a different house and they're the first company I'll call. You really should go through Arizona Physician Home Loans. It was a painless process. You owe it to yourself to at least give them a call."—
"The day of the loan, he called us and told us we could actually lower the interest rate that day if we wanted to wait a few days, which I don't think many lenders would ever do. So it was a great experience, I'd recommend him to anybody."—
"I am an incoming resident from the east coast and my financial situation only allowed about a week in Salt Lake City house-hunting to get everything accomplished. We had originally worked with another lender in the area and thought everything was settled. After a week of stressful house-hunting my fiancé and I were ready to make an offer on a house only to find out that there were problems with the lender being able to give me a loan without several months of income history from the hospital. Faced with the prospect of losing the house we found, getting a short-term lease, and having to move twice, I called Josh Mettle. With only one day notice, they were able to pre-approve us for our loan and we were able to go ahead and submit an offer on the house we found before returning home. Josh and his staff were responsive to my questions, easy to get in touch with, and kept me up-to-date of the process every step of the way. They were well-versed in the financial issues facing new residents including student loan debt and unique loan options for new physicians. I could not be more happy or thankful that they helped us get into our new home. I would, without hesitation, recommend The Mettle Group to anyone in need of a home loan, especially to new resident physicians!"—
"We have been very impressed with Josh and his team. In fact, I first learned of Josh through one of my physician clients. The feedback was so outstanding that I decided to contact Josh directly and meet. Since that time, we have been extremely impressed with Josh’s knowledge, customer service and strong desire to continually do what is right for his clients. As a result, we have been referring our clients to Josh and the feedback continues to be exceptional!"—
"My experience with Josh and his team was better than expected. It was by far the best finance process that I have encountered. The turnaround time was great. The team was very professional and knowledgeable. The most impressive part of this process was the fact that we were able to open and close this entire process from the comfort of home/work. I will surely spread his contact information for referrals. Thanks for a great experience."—
"My experience working with Josh and his team was a positive one. They made it as easy and painless as possible. Even when my refinance became more difficult then originally anticipated they handled it professionally and efficiently. They are very organized and do a great job communicating during the entire process. I would highly recommend them to anyone looking to refinance their mortgage."—
"We had a very helpful and positive experience with Josh and his team. We found them very responsive and helped us see multiple options for our situation. We had been to another mortgage service provider prior and felt a bit like we were put on the assembly line, getting the "usual package." Josh spent time thinking through our individual situation and we talked about what the advantages and disadvantages were, for both short and long-term, of a few different ways of approaching our refinance. This helped us have confidence in the direction we were going and we are very happy with our new loan.
Have already given his name to one of our neighbors."—
"My family and I moved to Utah about 3 years ago from Virginia. We knew we would have to replace certain contacts and professionals in our lives, namely doctors, dentists, bankers, etc. What we didn't consider was a lender we could trust who had our best interest as a priority. Back in Virginia we had always used a friend of the family who we had known for years. Here in Utah we were faced with filtering through all the potential companies to find someone we felt comfortable with. Luckily, our real estate agent gave us a recommendation and after a brief conversation I knew we had found someone here in Utah we could trust. We have used Josh and his team twice now (original loan on our home and a re-finance) and both experiences were great. I could use a bunch of adjectives to describe what they are like, but the most important thing to me was the responsiveness when we have questions, problems, or need answers on something. Everything I've ever asked for has been done. If I ever call or send an email, I get a response immediately. These are the things I appreciate most about Josh and his team.
My personal experience on getting a loan is a lot like raising kids. As soon as you say you are involved, everyone has advice for you on what to do. I must have had 25-30 friends and colleagues tell me where to go to get the best rate. Normally I'm the type of person to shop around for a good deal. Not in this case though - Josh is our lender and will continue to be as long as we are in Utah."—
I wanted to thank you for all the personal attention you gave Ingrid and I.
We are so happy with our new house and the superior service you gave us!
You can be sure we will highly recommend your group to our colleagues moving forward."—
THANKS again! Like I said, we LOVE our new home! I've been recommending you to all of my resident friends looking to buy homes!"—