Why work with us?
- We specialize in first class SERVICE and in finding unique SOLUTIONS to your particular situation.
- Qualify for higher loan amounts by not counting student loan payments against your debt to income ratio.
- Move in before you start your new position! Great for physicians coming out of residency or relocating.
- We love self-employed and 1099’d Physicians! We never require two years job history.
Have Questions?
Office: 801.747.1210
Mobile: 801.699.4287
Email: josh@joshmettle.com
Solutions and Service
What makes Utah Physician Home Loans at Citywide Home Loans different?
- We offer solutions. Our specialized and highly trained underwriters, processors and originators underwrite to your specific situation to solve the different issues and challenges that Utah physicians face when qualifying for a home loan.
- We provide first class service to our physician clients. We understand that you have a very heavy work and stress load, if you add a complicated mortgage process on top of it all, it can be overwhelming. We make getting a physician loan in Utah as easy and stress free as humanly possible.
- We ask the right questions to find out where you are in your career transition. We ask you specific questions about your student loan status, exactly what kind of contract you will have and what it’s based on. We talk to you about your timing for closing, your start date and when your relocation to Utah needs to occur. Because we’ve done this so many times with physicians in the past we understand the particular stresses and unique situation that you are in.
- We hold true to our slogan: “Say what you do. Do what you say. No surprises!”
- We offer physician home loans to practicing physicians, dentists, resident physicians, fellows and PhDs in Utah, California, Arizona, Oregon , Nevada and Idaho. If your state is not listed, please contact us; we are expanding and we want to help!
Here are a few other highlights of what we offer physicians and dentists:
Where Do Physicians Want to Live in Salt Lake City, Utah?
This article is written by our friends at the Utah Cribs Team.
When advising the many doctors from other states that come and work and live in our beautiful state of Utah, there are three large hospitals I get a lot questions about:
1. Huntsman Cancer Institute
2. The University of Utah
3. Intermountain Medical Center
These hospitals along with the many other Select Health (IHC) hospitals are the main pull for many doctors moving into the State.
I have had many clients moving here ask me, “Where should I live if I am a physician? Where do other doctors live in the area?” The first question I always ask them is, “Which hospital will you be working at?”
Continue Reading Where Do Physicians Want to Live in Salt Lake City, Utah?
The Emigration Canyon Neighborhood
This article is written by our friends at the Utah Cribs Team.
Emigration Canyon is a unique neighborhood in Salt Lake City, Utah that offers a lifestyle that can’t be matched. What makes it unique is its proximity to city living and to the University of Utah and its medical centers. The residential neighborhoods in the canyon are mountain living at its best; views, rivers, streams, bike rides and hiking trails out your front door, yet you can be at the hospital and medical centers in 10 minutes. Most of the residential property is owned by business owners, doctors/physicians, attorneys and architects.
The canyon its self is mainly home to 2 HOA communities; Emigration Oaks (on the north side of the canyon) and Emigration Place (on the south side of the canyon). To be specific from the lower entrances of these communities it’s a 4.9 miles drive to the mouth of the canyon. From there the University of Utah is only about 1 mile however since the Huntsman Cancer Institute is at the far north east end of campus it’s an additional 4.8 mile drive from the mouth of the canyon.


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